Fair Credit Reporting Act

Created by: HSI - Health & Safety Institute Top Author
1,662 views Prime
Last Updated 11/2022
English
30-Day Money Back Guarantee
Full Lifetime Access
Finish in
6 min! Run Time
Made for for
Employees
only
No Certificate
Provided
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Access

What you'll learn

Explain how the Fair Credit Reporting Act governs collection and use of credit information
Apply FCRA rules when sharing consumer credit data
Describe consumer rights over their own credit information

Amendment 42-24 Authorized for use 1 January 2025 / Mandatory 1 January 2026

Description

The Fair Credit Reporting Act (FCRA) governs how consumer credit information is collected, used, and shared. This course explains what the law requires of businesses.

What this course covers:

  • The origins of the FCRA and the FACT Act amendments
  • Permissible uses of consumer credit reports
  • What happens when someone becomes a victim of fraud
  • Guidelines for the proper disposal of credit reports

Suited to HR, lending, and compliance staff who handle credit data.

System Requirements

See System Requirements in the Coggno Knowledge Base

Frequently Asked Questions

This course is designed for employees who need to complete Fair Credit Reporting Act training

Yes. This course is designed to meet applicable federal requirements and commonly mandated state standards. Always confirm specific state or industry requirements with your local regulations.

The course takes approximately 6 minutes to complete and can be paused and resumed at any time.

No. This course does not include a certificate of completion.

Yes. You can assign this course to individuals or groups using Coggno’s LMS, or purchase multiple seats for your team.

Yes. This course can be exported for delivery in most learning management systems (SCORM compatible).

Yes. The course is fully self-paced and available 24/7.

Yes. This course includes a knowledge check to reinforce learning and verify completion.

Learners have lifetime access from the date of purchase.

Yes. A preview is available so you can review the course format and content before purchasing.

Yes. Content is reviewed and updated as regulations and best practices change.

Yes. This course is available for free with an active Prime Subscription.

Yes. Refund requests can be submitted within 30 days of purchase.